Question by Nelson: How do I become a mortgage broker or mortgage agent in California?
I am fresh out of a college. Not just any college; a community college. And I need step by step how to become a mortgage broker or mortgage agent please. Thanks alot.
Best answer:
Answer by nostalgia80
Get a job at the Mortgage Broker Office.
at first, you’ll just answer phone calls and all, but eventually, you’ll either be a processor or agent.
What do you think? Answer below!
Loan Officer Program.
Work At Home Make 0,000+yr.
Loan Officer Program.
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2 Responses to “How Do I Become A”
Are you sure thats a business you want to go into? Your entering a very tough market were people are leaving the business and not entering it because its so tough.
You have 2 options available to you. First option is to go work for a direct lender as an originator. This will allow you to get to know the business and you will work under their DOC license. If licensed under the DOC then the individual employees do not need to be licensed.
Second option is to go to work for a Broker. To be a loan officer (originator) you will need to enroll and complete a real estate princiapals course, then schedule with the Department of Real Estate for your sales persons license exam. Once you pass and pay the state their due you will then have a real estate license. This will allow you to originate loans and represent buyers and sellers in Real Estate transactions.
The above poster is correct in pointing out that the market is difficult right now. Many lenders and brokers are closing their doors due to slowing in the industry. However, people are still buying and selling homes and there will always be a need for agents and loan officers.
Best of luck to you!
Kevin 949-375-2380
kruorock@sbcglobal.net